Beneficiary Liquidity Plan®
The Final Piece of Your Financial Plan®
With a Beneficiary Liquidity Plan® (BLP), you can allocate existing funds to help cover expenses your family is likely to incur in the months following your passing.
- Guaranteed issue whole life policy¹
- No health questions
- No medical exam or tests
- No required ongoing premium payments
PLUS, full access to policy funds within 48 hours
Avoid the Cost of Leaving Your Loved Ones to Just “Figure It Out”
Even with careful planning, surviving family members may face thousands of dollars in expenses while waiting to obtain the death certificate required to access inherited funds.
Many beneficiaries are forced to cover expenses by using a credit card or personal savings. In fact, more than 50% of families report going into debt after the death of a loved one.²
With our Beneficiary Liquidity Plan®, you can help ensure your loved ones have quick, easy access to the allocated funds they need to settle your estate.
Those funds can help cover expenses such as:
- The cost of a funeral or celebration of your life
- Loved ones’ travel expenses
- Mortgage payments
- Medical bills
- Legal fees/other costs for closing out your estate
Get Full Access to Funds in Days, Not Months
We use a patent pending process to help your loved ones when they need it most. No death certificate is required if filing through a licensed funeral home.³
The policies are funded by Homesteaders Life Company, a company that works directly with funeral homes across the country to complete the claims process, so they won’t need to wait for a copy of the Death Certificate. As a result, they are able to pay claims quickly. If your beneficiaries choose to file their claim through a licensed funeral provider, they could have access to policy funds within 24-48 hours.
¹Single Premium Whole Life Policy funded by Homesteaders Life Company, Form#ICC22-IND-GenBridge.
²According to the 2022 “The Cost of Dying” report published by Empathy.com.
³The funeral home assisting with claim submission must be based in the United States and participating in electronic claims. Filing by mail or without a licensed funeral provider may delay initial processing and payout.